Lounge AccessPremiumRewardsTravel
IOB RuPay Select Credit Card
Annual Fee₹500 + GST
Joining BenefitNil
HighlightsIOB's most premium card with 10 lounge visits year
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Best for BeginnersFuelLifestyleLounge Access
IOB Visa Platinum Credit Card
Annual Fee₹250 + GST
Joining BenefitAmazon & Swiggy ₹100 vouchers
Highlightslounge access, reward points, and insurance covers
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Best for BeginnersFuel Surcharge WaiverLounge AccessEntry level
IOB RuPay Platinum Credit Card
Annual Fee₹250 + GST (from 2nd year onwards).
Joining Benefitearn reward points
Highlightsdomestic & international lounge access
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ShoppingFuel BenefitsFuel Surcharge WaiverOffline Shopping
IOB RuPay Classic Credit Card
Annual FeeNil
Joining BenefitNo joining benefit.
Highlightscard with basic rewards, fuel surcharge benefit
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PremiumLifestyleLounge AccessRewards
IOB Visa Signature Credit Card
Annual Fee₹750 + GST
Joining BenefitAmazon and Swiggy vouchers
HighlightsBoth lounge access, movie ticket discounts
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