PremiumPremiumCredit
Indian Bank RuPay Select Credit Card
Annual Fee₹2,500 + GST
Joining BenefitComplimentary lifestyle & golf
HighlightsPremium card offering lounge access, golf
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Best for BeginnersFuelLifestyleShopping
IB Bharat Credit Card
Annual FeeNil
Joining BenefitNo joining bonus
Highlightsreward points on everyday spends
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FuelLifestyleShoppingRewards
IB VISA Business Credit Card
Annual Fee₹500 + GST (indicative)
Joining BenefitEarn welcome reward points
Highlightsbusiness card for SMEs & professionals
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RewardsLounge AccessTravelInsurance
IB RuPay Platinum Credit Card
Annual FeeFree first year; ~₹250 from 2nd year
Joining BenefitComplimentary lounge + reward
HighlightsLifetime-free RuPay Platinum rewards card
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Lifetime FreeRewardsEntry levelCashback
IB RuPay Classic Credit Card
Annual FeeFree
Joining BenefitSimple credit card with basic
HighlightsEntry-level / lifetime-free RuPay credit card
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Best for BeginnersEveryday SpendFuelRewards
IB VISA Platinum Credit Card
Annual FeeRs. 250 + GST
Joining BenefitFree joining fee
HighlightsBasic rewards card with low annual fee
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CashbackEveryday SpendFuelLifetime Free
IB VISA Gold Credit Card
Annual FeeFree
Joining BenefitFree joining & annual fee
HighlightsZero annual fee with comprehensive insurance
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