Best for BeginnersDiningEntertainmentLounge Access
IDFC Select Credit Card
Annual FeeNil
Joining Benefit₹500 gift voucher on spend ₹5k
Highlightslow 1.99% forex markup, BOGO movie offers
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Entry levelRewardsCredit
IDFC FIRST Classic Credit Card
Annual Fee₹0
Joining Benefit₹500 voucher on spend ₹15,000
Highlightshigh points on incremental spends, railway lounge
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DiningEntertainmentLifestyleLounge Access
IDFC FIRST Private Credit Card
Annual Fee₹50,000 + GST
Joining BenefitGet 50,000 bonus reward points
Highlightsunlimited airport lounge access, golf benefits
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Lounge AccessPremiumRewardsShopping
IDFC Club Vistara Credit Card
Annual Fee₹4,999 + GST (2nd year onwards)
Joining Benefitpremium economy ticket voucher
Highlightsairline miles, airport lounge access, golf benefit
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FuelLifestyleLounge AccessRewards
IDFC LIC Select Credit Card
Annual Fee₹499 + GST
Joining BenefitWelcome reward points
HighlightsLIC offering reward points, domestic lounge access
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FuelLifestyleRewardsShopping
IDFC LIC Classic Credit Card
Annual Fee₹499 + GST
Joining BenefitEarn bonus reward points
HighlightsLIC, offering reward points on everyday spends
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FuelLifestyleRewardsShopping
IDFC Indigo Dual Credit Card
Annual Fee₹499 + GST
Joining BenefitEarn welcome reward points
Highlightsrewards on everyday spends and accelerated points
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LifestyleLounge AccessPremiumRewards
IDFC FIRST Diamond Reserve Credit Card
Annual Fee₹49,999 + GST
Joining Benefitpremium lifestyle privileges
Highlightsunlimited lounges, low forex markup
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